Service Charges
The service charges applicable for different services offered by the bank are as shown below.
(Note : These charges are subject to change as and when approved by Board of Directors)
Short Term Deposits

Name of Service Service Charge applicable as on 01.01.2015
Closure of Account
  • If closed within 6 months
  • If closed after 6 months
 Rs. 250.00 + GST
Rs. 100.00 + GST
Cheque Book
  • Savings Account
    1. Up to 60 cheque leaves per year
    2. After 60 cheque leaves

  • Current / CC / OD Account
  

FREE
Rs. 30.00 per cheque book + GST

Rs. 150.00 per cheque book + GST
Cheque Return Charges
  • Outward Return
  • ECS Return
  • Inward Return
    1. For cheques of value up to Rs. 10,000/-
    2. For cheques of value over Rs. 10,000/-

  
Rs. 100.00 + GST
Rs. 100.00 + GST

Rs. 100.00 + GST
Rs. 0.50% per Instrument + GST (Max. Rs. 4,000/-)
Minimum Balance Charges
  • Saving Accounts
  • Current Accounts
NIL

Rs. 150.00 + GST  
Incidental Charges
  • Current Account
  • CC / OD (Against FDR)
  • CC / OD (Other than FDR)
    1. Up to Rs. 50,000/-
    2. Rs. 50,001 to Rs. 2,00,000/-
    3. Rs. 2,00,001 to Rs. 5,00,000/-
    4. Rs. 5,00,001 and above

 Rs. 300.00 + GST (Half Yearly)
Rs. 300.00 + GST(Half Yearly)

Rs. 300.00 + GST (Half Yearly)
Rs. 500.00 + GST (Half Yearly)
Rs. 750.00 + GST (Half Yearly)
Rs. 2,500.00 + GST (Half Yearly)
Pay order
  • Up to Rs. 10,000/-
  • Above Rs. 10,000/-
  

Rs. 50.00 + GST
Rs. 50.00 + Rs. 1.50 per Rs. 100 + GST (Max. Rs. 3,500/-)
IBC/OBC Rs. 50.00 + GST + Postage
Rs. 50.00 + Rs. 2.00 per Rs. 1000 + GST + Postage (Max. Rs. 5,000/-)
Other Services
  • Solvency certificate
  • Any other Certificate
  • Providing confidential Report
  • Signature Verification Charges
  • Stop Payment Intimation Recording
 1.0% of Amount + GST  (Minimum Rs. 500/-)
Rs. 100.00 + GST
Rs. 200.00 + GST (Deposit )
Rs. 350.00 + GST (Advances)
Rs. 70.00 + GST
Rs. 50.00 + GST
Share Services
  • Nominal Membership Fees
  • Share Transfer Fees
  • Entrance Fees
  • Issuance of duplicate share certificate
  • Issuance of duplicate Identity Card

Rs. 50.00
Rs. 25.00 per certificate
Rs. 25.00
Rs. 25.00 + Postage Charges
Rs. 25.00 + postage Charges
Loan & Advances
 
  • Processing Charges

  • Education purpose under MWF

  • Other Advances - New and renewal



    1. Up to Rs. 50,000/-


    2. Above Rs. 50,000/-


  • Inspection Charges
    1. Advance against Stocks Book debts/ Machinery/ Premises/ Shops/ Godowns/ Office equipments/

    2. Mortgage Loan (Overdraft/Term Loan), Clean Overdraft/Term Loan, Advance for Housing
 


Rs. 200.00 ( No Processing Charges Till 31.03.2021 )

Rs. 100.00 ( No Processing Charges Till 31.03.2021)

Rs. 250.00


@ 1.00% of Amount Sanctioned (Min. Rs. 500/- & Max. Rs. 2500/-)

@ 0.10% on Amount once in a year (Min. Rs. 500/- Max. Rs. 5000/-)



Rs.0.10% on Advance amount (once in a year) (Min. Rs.500/- and Max. Rs.5,000/-) +GST

i) Rs.0.10% on Advance amount (once in a year) Min.Rs.500/- and Max. Rs.5,000/-) +GST