Deposits Schemes
Patan Cooperative Bank offers various attractive deposit schemes.

Salient Features

  • Specially designed for various types of investors
  • We offer additional interest for senior citizens
  • Short and Long term deposit schemes for short term funds parking needs
  • Short Term deposits range from as low as 15 days up to a maximum of 1 year
  • Long Term deposits range from 12 months to 120 months
  • Auto Renewal Facility

Rate of Interest (w.e.f. 16/10/2022)

Period Interest Rate for General Interest Rate of Sr. Citizen
15 Days to 45 Days 3.00% 3.00%
90 Days to 180 Days 4.00% 4.00%
181 Days to 210 Days 4.65% 4.65%
211 Days to less than 1 years 4.70% 4.70%
1 year to less than 2 years 5.60% 6.10%
2 year to less than 3 years 5.65% 6.15%
3 year to less than 5 years 5.75% 6.00%
5 year and upto 10 years 5.75% 6.00%
Spl Dep Scheme PATAN 365(Simple int. on maturity) 6.00% 6.25%


  • Minimum deposit amount of Rs.500/-
Additional Facility

The bank offers two special facilities to its customers -
  • Quarterly Interest Credit to Saving/Current Accounts by Pay order
  • Quarterly compounded Interest


Special Deposit Scheme

PATAN365

Main features:

a. Period of Deposit – 365 Days
b. Rate of Interest 5.75% for General & 6.00% for Senior Citizen
c. Interest will be paid on maturity in simple basis (non cumulative)