Particulars

Limit upto Rs.9.99 Lakhs

Limit from 10.00 Lakhs to 99.99 Lakhs

Limit from 100.00 Lakhs and above

1)

Working Capital

Max. Min 11.25% 10.25% Grade Rate of Int.

Max. Min 10.25 % 9.50% Grade Rate of Int.

(Against Stock & Debtors)

11.75%

 A 10.25%

A 9.50 %

(Reduced by 0.50% to 1.00%)

 B 10.50%

B 9.75%

 C 11.00%

C 10.00%

 D 11.25%

D 10.25%

2)

Overdraft against property

Term Loan against property (Reduced by 0.50% to 1.00%)

11.00%

9.50%

10.75%

9.50%

10.25%

9.00%

3)

Personal loans/ Consumer loans personal sureties. (TL) 

11.00% (for salary deduction) 11.50%(For others)

N.A. N.A.

N.A. N.A.

Personal Loan (OD)

(maximum Rs.3.00 lacs)

12.00%

N.A.

N.A.

4)

 Housing loans (maximum Rs.30.00 Lakhs.

(Reduced by 0.50%)

7.50%

7.25% (women)

N.A.

N.A.

N.A.

N.A.

5)

 Vehicle Loans (New) (maximum Rs.40.00 Lakhs)

(Reduced by 0.50%)

(Loan upto Rs.20 Lacs)

7.50%

General

8.00%

commercial

N.A.

N.A.

N.A.

N.A.

6)

Unsecured Working Capital/Unsecured Over Draft

(Max. Limit Rs. 3 Lakhs)

12.00%

N.A.

N.A..

7)

Small Finance Scheme

Unsecured

(Max. Rs.50,000)

12.00%

8)

Advance against NSC/KVP/ Govt. Securities/ LIC Policy)

Term Loan

Overdraft

(Max. Rs.35 lakhs)

8.00%

8.50%

9)

Advance against Gold Ornaments.

(Min.Rs.0.25 lakhs & Max.Rs.10 Lakhs)

For Margin of 35%

For Margin of 25%

(Reduced by 0.50%)

8.25%

8.50 %